Safe Shopping Online - A Guide

Online shopping is an easy way to surprise everyone on your holiday list with a great gift. This is great for those far-away friends and family. If you're worried about unwanted security surprises - like stolen credit card information or identity theft - we've come up with a short list of safety tips to help you shop with confidence this season.

Shop on secure web sites

Before you buy a gift from an online merchant, check that your credit card information is protected. A lock or key icon on the order page generally means that security technology is in place for you to shop with less worry.

Keep better records

To help avoid possible problems with your online purchase, print out and date a copy of all invoices, terms, conditions, warranties, item descriptions and company contact information. Unless an online merchant states otherwise, they must legally deliver your order within 30 days. If there are delays, the company must notify you.

Using all of these tips will make your holiday shopping that much safer and enjoyable for you and your loved ones.

Purchase with a credit card

To get the maximum protection from having your bank account information stolen, avoid using a debit card. For additional security, consider using a single credit card for all your online shopping. Online credit card payments are legally protected under the Fair Credit Billing Act, giving you the power to dispute suspicious charges and temporarily withhold payment for investigation.

Shop with confidence with companies you know

If you're unsure about an online retailer, ask them for a paper catalog to get a better idea of their merchandise and services. Not all e-taliers have paper copies (this keeps their costs down and hopefully passing on savings to you!) but in lieu of that, make sure they respond quickly to e-mails etc. Find out what their refund and return policies are before you order.

Keep your password(s) confidential.

Be creative when you make up a password. Avoid using a telephone number, birth date or Social Security number. Instead, use a combination of numbers, letters and symbols. Never give your password to anyone and remember to change it regularly.

Using all of these tips will make your holiday shopping that much safer and enjoyable for you and your loved ones.

Thank you for visiting us at NippleCharms.com and we hope you have a very happy and safe shopping experience!

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